Loan Modification

Loan Modification is a way to prevent you from losing your home due to foreclosure. A loan modification is a way to work with your current mortgage company to keep the loan that you have already, but change the terms of your loan. Negotiating a loan modification  with your mortgage company will help to change the terms of your mortgage making the payments fit your budget and therefore more manageable.

Short Sale Negotiation

A short sale is an arrangement with the lender allows the owner of the property to sell for less than they owe. It is a method of selling the house before the lender forecloses. In a short sale transaction the lender is accepting less than the total amount that is owed on the mortgage.  Not all lenders accept short sales. Their decision to do so is based on several factors: the location of the property; how much their loss will be if they foreclose; and most importantly, how hard your advocate works to convince the lender that a short sale is a better option than foreclosing.

Deed-in-Lieu of Foreclosure

A Deed in Lieu of Foreclosure is a process where the borrower signs the property over to the lender. This option not only offers the borrower a way out but has additional advantages. The borrower can be immediately released from most or all of the personal indebtedness associated with the defaulted loan. The borrower also avoids a formal and public foreclosure proceeding and almost always receives more generous terms than he would in a formal foreclosure.  

Closing and Title Services

We provide title and escrow services in connection with real property transactions in the District of Columbia, Maryland and Virginia. We are one of the most comprehensive providers of title services in the industry. Our menu of settlement services is tailored to meet our customers' individual objectives. You can rest assured that our title company will conduct your transaction in a timely manner with the utmost care and accuracy.